Is Lexington Law The Right Choice For Credit Repair?

If you are suffering from poor credit, you may be thinking about hiring a credit repair company to help you restore it.  Your credit is a key part of your financial well being that helps determine your creditworthiness. Your credit score will help determine whether you get approved for everything from renting an apartment to getting a credit card.  If you believe that you have inaccurate information on your credit report, a credit repair company like Lexington Law may be able to help.

 

What Does Credit Repair Involve?

Credit repair involves the process of disputing errors on credit reports.  Although this is something you can do on your own, the credit repair process is long and taxing.  Most people don’t have the time required to see the process through and they lack the understanding of credit law as well.  This is why hiring a reputable credit repair company to dispute the errors makes sense.  They can be especially helpful if you have been the victim of identity theft or have multiple errors across your credit reports.

Who is Lexington Law?

Lexington Law is one of the highest rated credit repair companies around.  In business since 2004, they staff both experienced lawyers and paralegals who are well versed in consumer advocacy and credit law.  Because of their extensive knowledge in credit law, they have successfully repaired thousands of consumer credit reports.  Ultimately, their goal is to help clients take charge of their credit and achieve their financial goals.  Since they started out in this business, over 180 million items have been challenged with the credit bureaus and in 2019 alone, they were successful in removing upwards of 1.5 million negative items from clients’ credit reports.

What will Lexington Law Do For You?

The first thing Lexington Law will do is pull your credit report from the three major credit reporting bureaus (EquifaxExperian, and TransUnion).  They will then go line by line through your report to look for any potential candidates for dispute.  Here are some of the items they will look to challenge and remove:

  • Charge Offs
  • Repossessions
  • Collections
  • Late Payments
  • Bankruptcies
  • Liens
  • Foreclosures

Lexington Law’s will then draft up letters of dispute and submit them to the credit bureaus on your behalf.  As the credit repair process moves along, you will have access to their legal experts to answer any questions you may have.  They will also provide you with ongoing updates on how your case is progressing.  At the end of the day, Lexington Law’s goal is to help you increase your credit score so you can improve your financial well being.

How Long Will It Be Until I see Results?

Credit repair does not happen overnight.  It typically takes about six months to resolve credit disputes. With that being said, some clients have achieved their desired results in as little as 90 days. Ultimately, results are dependent on the state of your credit at time of enrollment. Every case is different and some will require more or less time to achieve the desired results.  There are no guarantees in credit repair so if a credit repair company offers you one, do not hire them. When it comes to consumer services like this, positive reviews are key.  Over the years, Lexington Law has been able to accumulate thousands of positive reviews from satisfied clients.  Click here to read a full review of Lexington Law.

Lexington Law’s Service Plans

Lexington Law offers three plans to choose from.  Some people may experience sticker shock at first but remember that good credit means potentially saving you thousands down the line. Also, not everyone needs the premier plan either.  The plan that is right for you will come down to your credit situation and the level of service you need.

 

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Is Lexington Law Worth My Money?

If you are suffering from poor credit, you know how tough it can be on your financial life.  If you believe credit repair can help you, hiring a reputable credit repair company like Lexington Law may be the right choice for you.  Having good credit is a fundamental part of your financial well-being.  Signing up for any credit repair service is going to cost you money but restoring your credit can help you save thousands in the long run.